/* =========================================================
   MY INDIFUELS - INVESTOR PAGE
   THEME COLORS
   Primary Orange : #e97136
   White          : #ffffff
   Black          : #000000
   ========================================================= */

@import url("https://fonts.googleapis.com/css2?family=Roboto:ital,wght@0,100..900;1,100..900&display=swap");

:root {
  --mif-orange: #e97136;
  --mif-orange-dark: #c95722;
  --mif-black: #000000;
  --mif-body: #333333;
  --mif-white: #ffffff;
  --mif-line: #e5e5e5;
  --mif-soft: rgba(233, 113, 54, 0.1);
  --mif-soft-orange: #fff4ed;
}

/* =========================================================
   GLOBAL
   ========================================================= */

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  padding: 0;
  background: var(--mif-white);
  color: var(--mif-body);
  font-family: "Roboto", sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

img {
  max-width: 100%;
  height: auto;
}

a {
  transition: all 0.2s ease;
}

/* =========================================================
   SECTIONS
   ========================================================= */

.mif-sec {
  padding: 50px 0;
}

.mif-sec--soft {
  background: var(--mif-soft);
}

.container {
  max-width: 1180px;
}

/* =========================================================
   TYPOGRAPHY
   ========================================================= */

.mif-eyebrow {
  margin: 0 0 14px;
  color: var(--mif-orange);
  font-size: 0.75rem;
  font-weight: 700;
  line-height: 1.2;
  text-transform: uppercase;
}

.mif-h1 {
  margin: 0 0 18px;
  color: var(--mif-black);
  font-size: 3.15rem;
  font-weight: 800;
  line-height: 1.14;
  letter-spacing: -0.02em;
}

.mif-h2 {
  margin: 0 0 14px;
  color: var(--mif-black);
  font-size: 2.28rem;
  font-weight: 800;
  line-height: 1.2;
  letter-spacing: -0.015em;
}

.mif-h3 {
  margin: 0 0 8px;
  color: var(--mif-black);
  font-size: 1.16rem;
  font-weight: 700;
  line-height: 1.35;
}

.mif-lead {
  max-width: 850px;
  margin: 0 0 26px;
  font-size: 15px;
  line-height: 1.7;
}

.mif-p {
  margin: 0 0 14px;
}

/* =========================================================
   SUB-NAVIGATION CHIPS
   ========================================================= */

.mif-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 26px 0 0;
  padding: 0;
  list-style: none;
}

.mif-chips li {
  margin: 0;
  padding: 0;
}

.mif-chips a {
  display: inline-block;
  padding: 9px 16px;
  border: 1px solid var(--mif-line);
  border-radius: 999px;
  background: var(--mif-white);
  color: var(--mif-black);
  font-size: 0.9rem;
  font-weight: 700;
  text-decoration: none;
}

.mif-chips a:hover {
  border-color: var(--mif-orange);
  background: var(--mif-orange);
  color: var(--mif-white);
  text-decoration: none;
}

/* =========================================================
   BUTTONS
   ========================================================= */

.mif-btns {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin: 26px 0 0;
}

.mif-btn {
  display: inline-block;
  padding: 14px 26px;
  border: 2px solid transparent;
  border-radius: 8px;
  font-size: 0.98rem;
  font-weight: 700;
  line-height: 1.4;
  text-decoration: none;
}

.mif-btn:hover {
  text-decoration: none;
  transform: translateY(-1px);
}

.mif-btn--pri {
  background: var(--mif-orange);
  border-color: var(--mif-orange);
  color: var(--mif-white);
}

.mif-btn--pri:hover {
  background: var(--mif-orange-dark);
  border-color: var(--mif-orange-dark);
  color: var(--mif-white);
}

.mif-btn--sec {
  background: transparent;
  border-color: var(--mif-orange);
  color: var(--mif-orange);
}

.mif-btn--sec2 {
  background: transparent;
  border-color: var(--mif-line);
  color: var(--mif-line);
}

.mif-btn--sec:hover {
  background: var(--mif-orange);
  border-color: none;
  color: var(--mif-white);
}

.mif-btn--sec2:hover {
  background: var(--mif-orange);
  border-color: var(--mif-orange);
  color: var(--mif-white);
}

.mif-btn--sm {
  padding: 11px 18px;
  font-size: 0.9rem;
}

/* =========================================================
   CARDS
   ========================================================= */

.mif-card {
  height: 100%;
  padding: 26px;
  border: 1px solid var(--mif-line);
  border-radius: 12px;
  background: var(--mif-white);
}

.mif-card:hover {
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.06);
}

/* =========================================================
   TAGS
   ========================================================= */

.mif-tag {
  display: inline-block;
  margin: 0 0 12px;
  padding: 5px 11px;
  border-radius: 999px;
  background: var(--mif-soft-orange);
  color: var(--mif-orange);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  line-height: 1.3;
}

.mif-tag--grey {
  background: #eeeeee;
  color: #555555;
}

/* =========================================================
   LIST
   ========================================================= */

.mif-list {
  margin: 0 0 18px;
  padding: 0;
  list-style: none;
}

.mif-list li {
  position: relative;
  margin: 0 0 9px;
  padding-left: 26px;
}

.mif-list li::before {
  position: absolute;
  top: 0.62em;
  left: 2px;
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: var(--mif-orange);
  content: "";
}

/* =========================================================
   NOTE BOX
   ========================================================= */

.mif-note {
  margin: 24px 0 0;
  padding: 18px 22px;
  border-left: 4px solid var(--mif-orange);
  border-radius: 0 10px 10px 0;
  background: var(--mif-soft);
}

.mif-note--onsoft {
  background: var(--mif-white);
}

.mif-note--amber {
  border-left-color: var(--mif-orange);
  background: var(--mif-soft-orange);
}

.mif-note p {
  margin: 0 0 8px;
}

.mif-note p:last-child {
  margin-bottom: 0;
}

.mif-note strong {
  color: var(--mif-black);
}

/* =========================================================
   TABLE
   ========================================================= */

.mif-tblwrap {
  overflow-x: auto;
  border: 1px solid var(--mif-line);
  border-radius: 12px;
  background: var(--mif-white);
}

.mif-tbl {
  width: 100%;
  min-width: 700px;
  margin: 0;
  border-collapse: collapse;
  font-size: 0.93rem;
}

.mif-tbl th {
  padding: 13px 16px;
  background: var(--mif-orange);
  color: var(--mif-white);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-align: left;
  text-transform: uppercase;
}

.mif-tbl td {
  padding: 13px 16px;
  border-top: 1px solid var(--mif-line);
  vertical-align: top;
}

.mif-tbl .num {
  text-align: right;
}

.mif-tbl tbody tr:hover {
  background: #fffaf7;
}

/* =========================================================
   DISCLAIMER
   ========================================================= */

.mif-disclaimer {
  margin: 34px 0 0;
  padding: 22px;
  border: 1px solid var(--mif-line);
  border-radius: 10px;
  background: var(--mif-white);
  font-size: 17px;
  line-height: 1.6;
}

.mif-disclaimer b {
  color: var(--mif-black);
}

/* =========================================================
   HERO SECTION
   ========================================================= */

.mif-hero {
  position: relative;
  min-height: 600px;
  display: flex;
  align-items: center;
  background-image: url("/assets/images/page-titles/10.jpg");
  background-size: cover;
  background-position: center center;
  background-repeat: no-repeat;
  overflow: hidden;
}

.mif-hero .mif-eyebrow {
  color: #e97136;
  font-size: 1rem;
  font-weight: 600;
  letter-spacing: 0.01em;
  text-transform: uppercase;
  margin-bottom: 15px;
}

.mif-hero .mif-h1 {
  color: #ffffff;
  font-size: 3.6rem;
  font-weight: 600;
  line-height: 1.15;
  margin-bottom: 22px;
  max-width: 900px;
}

.mif-hero .mif-lead {
  color: #ffffff;
  font-size: 20px;
  line-height: 1.5;
  max-width: 900px;
  margin-bottom: 30px;
}

.mif-hero .mif-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.mif-hero .mif-chips li {
  margin: 0;
  padding: 0;
}

.mif-hero .mif-chips a {
  display: inline-block;
  padding: 9px 16px;
  border: 1px solid #e97136;
  border-radius: 50px;
  background: #e97136;
  color: #ffffff;
  font-size: 1rem;
  font-weight: 600;
  text-decoration: none;
  backdrop-filter: blur(5px);
  transition: all 0.3s ease;
}

.mif-hero .mif-chips a:hover {
  border-color: rgba(255, 255, 255, 0.45);
  background: rgba(255, 255, 255, 0.08);
  color: #ffffff;
  text-decoration: none;
  transform: translateY(-2px);
}

/* =========================================================
   TILES  (track record stat cards)
   ========================================================= */

.mif-tiles {
  margin-top: 22px;
}

.mif-tile {
  height: 100%;
  padding: 28px 24px;
  background: var(--mif-orange);
  border: 1px solid rgba(0, 0, 0, 0.08);
  border-radius: 12px;
  transition: all 0.3s ease;
}

.mif-tile:hover {
  transform: translateY(-5px);
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.1);
}

.mif-tile__num {
  color: var(--mif-line);
  margin: 0 0 5px;
  font-size: 30px;
  font-weight: 600;
  line-height: 1.1;
}

.mif-tile__unit {
  color: var(--mif-line);
  margin: 0 0 6px;
  font-size: 18px;
  font-weight: 500;
  line-height: 1.2;
}

.mif-tile__body {
  color: var(--mif-line);
  margin: 0;
  font-size: 14px;
  line-height: 1.7;
}

/* =========================================================
   ASSUMPTIONS SECTION
   ========================================================= */

.mif-assumptions__heading {
  margin-top: 34px;
  margin-bottom: 34px;
}

/* =========================================================
   ASSUMPTION CARD
   ========================================================= */

.mif-assumption-card {
  height: 100%;
  padding: 28px 26px;
  background: #ffffff;
  color: #1a1a1a;
  border: 1px solid rgba(0, 0, 0, 0.08);
  border-radius: 14px;
  position: relative;
  overflow: hidden;
  transition: all 0.3s ease;
}

.mif-assumption-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 70px;
  height: 4px;
  border-radius: 0 0 10px 0;
  background: var(--mif-orange);
}

.mif-assumption-card:hover {
  transform: translateY(-6px);
  background-color: var(--mif-orange);
  color: #ffffff;
  border-color: var(--mif-orange);
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.1);
}

.mif-assumption-card .mif-tag {
  display: inline-flex;
  align-items: center;
  padding: 7px 12px;
  margin-bottom: 18px;
  font-size: 13px;
  font-weight: 600;
  line-height: 1.3;
  border-radius: 50px;
  background: rgba(216, 124, 62, 0.1);
  color: var(--mif-orange);
}

.mif-assumption-card__title {
  margin: 0 0 14px;
  font-size: 24px;
  font-weight: 700;
  line-height: 1.35;
  color: #1a1a1a;
}

.mif-assumption-card__text {
  margin: 0;
  font-size: 15px;
  line-height: 1.75;
  color: #666666;
}

.mif-assumption-card:hover .mif-assumption-card__title,
.mif-assumption-card:hover .mif-assumption-card__text {
  color: #ffffff;
}

.mif-assumption-card:hover .mif-tag {
  background: rgba(255, 255, 255, 0.15);
  color: #ffffff;
}

/* =========================================================
   VERIFICATION CARDS
   ========================================================= */

.mif-verification-cards {
  margin-top: 24px;
}

.mif-verification-card {
  height: 100%;
  min-height: 380px;
  padding: 30px;
  background: #ffffff;
  border: 1px solid rgba(0, 0, 0, 0.1);
  border-radius: 14px;
  display: flex;
  flex-direction: column;
  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease,
    border-color 0.3s ease;
}

.mif-verification-card:hover {
  transform: translateY(-5px);
  border-color: var(--mif-orange);
  box-shadow: 0 14px 30px rgba(0, 0, 0, 0.08);
}

.mif-verification-card .mif-tag {
  display: inline-flex;
  align-self: flex-start;
  padding: 7px 12px;
  margin-bottom: 18px;
  font-size: 13px;
  font-weight: 600;
  line-height: 1.3;
  color: var(--mif-orange);
  background: rgba(216, 124, 62, 0.1);
  border-radius: 50px;
}

.mif-verification-card__title {
  margin: 0 0 16px;
  font-size: 25px;
  font-weight: 700;
  line-height: 1.35;
  color: #1a1a1a;
}

.mif-verification-card__content {
  position: relative;
  max-height: 155px;
  overflow: hidden;
  transition: max-height 0.5s ease;
}

.mif-verification-card__content .mif-p {
  margin-bottom: 16px;
  font-size: 15px;
  line-height: 1.75;
}

.mif-verification-card__content .mif-p:last-child {
  margin-bottom: 0;
}

.mif-verification-card__content::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 55px;
  background: linear-gradient(to bottom, rgba(255, 255, 255, 0), #ffffff);
  pointer-events: none;
  transition: opacity 0.3s ease;
}

/* Expanded state (toggled by JS) */

.mif-verification-card.is-expanded {
  min-height: auto;
}

.mif-verification-card.is-expanded .mif-verification-card__content {
  max-height: 1000px;
}

.mif-verification-card.is-expanded .mif-verification-card__content::after {
  opacity: 0;
}

/* =========================================================
   READ MORE BUTTON
   ========================================================= */

.mif-read-more {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  width: fit-content;
  margin-top: 20px;
  padding: 0;
  background: transparent;
  border: none;
  font-size: 14px;
  font-weight: 700;
  color: var(--mif-orange);
  cursor: pointer;
  transition: all 0.3s ease;
}

.mif-read-more:hover {
  gap: 12px;
}

.mif-read-more__icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 22px;
  height: 22px;
  border: 1px solid currentColor;
  border-radius: 50%;
  font-size: 18px;
  font-weight: 400;
  line-height: 1;
  transition: transform 0.3s ease;
}

.mif-verification-card.is-expanded .mif-read-more__icon {
  transform: rotate(45deg);
}

/* =========================================================
   WHY THIS BUSINESS SECTION
   ========================================================= */

.mif-why-section {
  position: relative;
  overflow: hidden;
  background: #f6f3ef;
}

.mif-why-section__heading {
  max-width: 750px;
  margin-bottom: 45px;
}

.mif-why-card {
  position: relative;
  height: 100%;
  min-height: 280px;
  padding: 32px 34px;
  background: #ffffff;
  border: 1px solid rgba(0, 0, 0, 0.08);
  border-left: 4px solid var(--mif-orange);
  border-radius: 12px;
  overflow: hidden;
  transition:
    transform 0.35s ease,
    box-shadow 0.35s ease,
    border-color 0.35s ease;
}

.mif-why-card__number {
  position: absolute;
  top: 12px;
  right: 24px;
  font-size: 80px;
  font-weight: 800;
  line-height: 1;
  color: rgba(0, 0, 0, 0.04);
  transition:
    transform 0.35s ease,
    color 0.35s ease;
}

.mif-why-card__content {
  position: relative;
  z-index: 1;
}

.mif-why-card .mif-tag {
  display: inline-block;
  margin-bottom: 18px;
  padding: 6px 12px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.4px;
  text-transform: uppercase;
  color: var(--mif-orange);
  background: rgba(216, 124, 62, 0.08);
  border-radius: 50px;
}

.mif-why-card .mif-h3 {
  max-width: 500px;
  margin-bottom: 16px;
  font-size: 25px;
  line-height: 1.35;
  color: #1a1a1a;
}

.mif-why-card .mif-p {
  margin: 0;
  font-size: 15px;
  line-height: 1.75;
  color: #666666;
}

.mif-why-card .mif-p em {
  display: block;
  margin-top: 12px;
  font-size: 13px;
  line-height: 1.6;
  color: #888888;
}

.mif-why-card:hover {
  transform: translateY(-6px);
  border-left-color: #1a1a1a;
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.09);
}

.mif-why-card:hover .mif-why-card__number {
  transform: translateY(5px);
  color: rgba(0, 0, 0, 0.07);
}

.mif-why-card:hover .mif-tag {
  background: var(--mif-orange);
  color: #ffffff;
}

/* =========================================================
   REVENUE TILES  (How we make money)
   ========================================================= */

.mif-revenue-tiles {
  margin-top: 24px;
}

.mif-revenue-tile {
  height: 100%;
  min-height: 220px;
  padding: 28px 24px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  background: #ffffff;
  border: 1px solid rgba(0, 0, 0, 0.08);
  border-radius: 14px;
  transition:
    transform 0.3s ease,
    background-color 0.3s ease,
    box-shadow 0.3s ease,
    border-color 0.3s ease;
}

.mif-revenue-tile__title {
  margin: 0 0 12px;
  font-size: 18px;
  font-weight: 600;
  line-height: 1.35;
  color: #1a1a1a;
  transition: color 0.3s ease;
}

.mif-revenue-tile__body {
  margin: 0;
  font-size: 15px;
  line-height: 1.7;
  color: #666666;
  transition: color 0.3s ease;
}

.mif-revenue-tile:hover {
  transform: translateY(-6px);
  background-color: var(--mif-orange);
  border-color: var(--mif-orange);
  box-shadow: 0 16px 35px rgba(0, 0, 0, 0.12);
}

.mif-revenue-tile:hover .mif-revenue-tile__title,
.mif-revenue-tile:hover .mif-revenue-tile__body {
  color: #ffffff;
}

/* =========================================================
   GOVERNANCE SECTION
   ========================================================= */

#mif-governance {
  position: relative;
  overflow: hidden;
  padding: 90px 0;
  background: #f5f2ee;
}

#mif-governance .mif-h2 {
  max-width: 760px;
  margin-bottom: 20px;
}

#mif-governance .mif-lead {
  max-width: 850px;
  margin-bottom: 45px;
}

#mif-governance .mif-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

#mif-governance .mif-card {
  position: relative;
  min-height: 220px;
  padding: 28px 26px;
  background: #ffffff;
  border: 1px solid rgba(0, 0, 0, 0.08);
  border-radius: 14px;
  overflow: hidden;
  transition:
    transform 0.3s ease,
    background-color 0.3s ease,
    box-shadow 0.3s ease,
    border-color 0.3s ease;
}

#mif-governance .mif-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background: var(--mif-orange);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s ease;
}

#mif-governance .mif-card .mif-h3 {
  position: relative;
  margin: 0 0 14px;
  font-size: 22px;
  line-height: 1.35;
  color: #1a1a1a;
  transition: color 0.3s ease;
}

#mif-governance .mif-card .mif-p {
  position: relative;
  margin: 0;
  font-size: 15px;
  line-height: 1.7;
  color: #666666;
  transition: color 0.3s ease;
}

#mif-governance .mif-card:hover {
  transform: translateY(-6px);
  border-color: var(--mif-orange);
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.12);
}

#mif-governance .mif-card:hover::before {
  transform: scaleX(1);
  background: #ffffff;
}

#mif-governance .mif-btns {
  margin-top: 30px !important;
}

/* =========================================================
   RISKS SECTION
   ========================================================= */

.mif-risks-section {
  position: relative;
  overflow: hidden;
  background: #ffffff;
}

.mif-risks-section__intro {
  max-width: 850px;
  margin-bottom: 45px;
}

.mif-risks-section__intro .mif-h2 {
  max-width: 750px;
  margin-bottom: 20px;
}

.mif-risk-card {
  position: relative;
  height: 100%;
  min-height: 240px;
  padding: 30px 32px;
  display: flex;
  gap: 24px;
  background: #fafafa;
  border: 1px solid rgba(0, 0, 0, 0.08);
  border-radius: 4px;
  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease,
    border-color 0.3s ease;
}

.mif-risk-card__number {
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 46px;
  height: 46px;
  border: 1px solid var(--mif-orange);
  border-radius: 50%;
  font-size: 14px;
  font-weight: 700;
  color: var(--mif-orange);
  transition:
    background 0.3s ease,
    color 0.3s ease;
}

.mif-risk-card__content {
  flex: 1;
}

.mif-risk-card__title {
  margin: 0 0 14px;
  font-size: 23px;
  font-weight: 700;
  line-height: 1.35;
  color: #1a1a1a;
}

.mif-risk-card__text {
  margin: 0;
  font-size: 15px;
  line-height: 1.75;
  color: #666666;
}

.mif-risk-card:hover {
  transform: translateY(-5px);
  border-color: rgba(216, 124, 62, 0.5);
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.08);
}

.mif-risk-card:hover .mif-risk-card__number {
  background: var(--mif-orange);
  color: #ffffff;
}

/* =========================================================
   INVESTOR REQUEST SECTION
   ========================================================= */

#mif-request {
  padding: 90px 0;
  background: #f7f5f2;
}

.mif-request__intro {
  max-width: 850px;
  margin-bottom: 45px;
}

.mif-request__intro .mif-h2 {
  margin-bottom: 18px;
}

/* =========================================================
   DOCUMENT CARD
   ========================================================= */

.mif-request-document-card {
  position: relative;
  height: 100%;
  min-height: 390px;
  padding: 30px 28px;
  display: flex;
  flex-direction: column;
  background: #ffffff;
  border: 1px solid rgba(0, 0, 0, 0.08);
  border-radius: 14px;
  overflow: hidden;
  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease,
    border-color 0.3s ease;
}

.mif-request-document-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background: var(--mif-orange);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s ease;
}

.mif-request-document-card:hover {
  transform: translateY(-6px);
  border-color: rgba(0, 0, 0, 0.15);
  box-shadow: 0 18px 45px rgba(0, 0, 0, 0.1);
}

.mif-request-document-card:hover::before {
  transform: scaleX(1);
}

.mif-request-document-card__content {
  flex: 1;
}

.mif-request-document-card .mif-tag--grey {
  display: inline-flex;
  padding: 7px 12px;
  margin-bottom: 18px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.4px;
  text-transform: uppercase;
  color: #5d655f;
  background: #eef0ed;
  border-radius: 50px;
}

.mif-request-document-card__title {
  margin: 0 0 15px;
  font-size: 24px;
  font-weight: 700;
  line-height: 1.35;
  color: #1a1a1a;
}

.mif-request-document-card__text {
  margin: 0;
  font-size: 15px;
  line-height: 1.75;
  color: #666666;
}

.mif-request-document-card__meta {
  padding-top: 14px;
  margin: 18px 0 16px;
  font-size: 13px;
  line-height: 1.5;
  color: #61736a;
  border-top: 1px solid rgba(0, 0, 0, 0.08);
}

.mif-request-document-card .mif-btn {
  width: 100%;
  justify-content: center;
  margin-top: auto;
}

/* =========================================================
   CONFIDENTIAL NOTE
   ========================================================= */

.mif-request-note {
  margin-top: 30px;
  padding: 26px 30px;
  background: #ffffff;
  border: 1px solid rgba(0, 0, 0, 0.08);
  border-left: 4px solid var(--mif-orange);
  border-radius: 0 12px 12px 0;
}

.mif-request-note p {
  margin: 0 0 14px;
  font-size: 15px;
  line-height: 1.75;
  color: #5f5f5f;
}

.mif-request-note p:last-child {
  margin-bottom: 0;
}

/* =========================================================
   INFORMATION CARDS
   ========================================================= */

.mif-request-info-card {
  height: 100%;
  padding: 28px 26px;
  background: #ffffff;
  border: 1px solid rgba(0, 0, 0, 0.08);
  border-radius: 14px;
  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease;
}

.mif-request-info-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 14px 35px rgba(0, 0, 0, 0.08);
}

.mif-request-info-card__title {
  margin: 0 0 18px;
  font-size: 22px;
  font-weight: 700;
  color: #1a1a1a;
}

.mif-request-info-card .mif-list {
  padding: 0;
  margin: 0;
  list-style: none;
}

.mif-request-info-card .mif-list li {
  position: relative;
  padding-left: 24px;
  margin-bottom: 13px;
  font-size: 15px;
  line-height: 1.6;
  color: #666666;
}

.mif-request-info-card .mif-list li:last-child {
  margin-bottom: 0;
}

.mif-request-info-card .mif-list li::before {
  content: "";
  position: absolute;
  top: 8px;
  left: 0;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--mif-orange);
}

/* =========================================================
   ACTION BUTTONS
   ========================================================= */

.mif-request-actions {
  margin-top: 30px;
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

/* =========================================================
   LEGAL NOTE
   ========================================================= */

.mif-request-legal-note {
  margin-top: 30px;
  padding: 26px 30px;
  background: #fff8ed;
  border: 1px solid rgba(216, 124, 62, 0.2);
  border-left: 4px solid var(--mif-orange);
  border-radius: 0 12px 12px 0;
}

.mif-request-legal-note p {
  margin: 0;
  font-size: 15px;
  line-height: 1.75;
  color: #5f554a;
}

/* =========================================================
   REQUEST SECTION — SCOPED OVERRIDES
   ========================================================= */

#mif-request .mif-note {
  position: relative;
  margin-top: 30px;
  padding: 26px 30px;
  background: #ffffff;
  border: 1px solid rgba(0, 0, 0, 0.08);
  border-left: 4px solid var(--mif-orange);
  border-radius: 0 12px 12px 0;
}

#mif-request .mif-note p {
  margin: 0 0 14px;
  font-size: 15px;
  line-height: 1.75;
  color: #5f5f5f;
}

#mif-request .mif-note p:last-child {
  margin-bottom: 0;
}

#mif-request .mif-note strong {
  color: #1a1a1a;
}

#mif-request .mif-note--amber {
  margin-top: 30px;
  background: #fff8ed;
  border-color: rgba(216, 124, 62, 0.2);
  border-left-color: var(--mif-orange);
}

#mif-request .mif-note--amber p {
  color: #5f554a;
}

#mif-request .mif-disclaimer {
  margin-top: 28px;
  padding: 24px 28px;
  font-size: 13px;
  line-height: 1.75;
  color: #6c6c6c;
  background: rgba(0, 0, 0, 0.025);
  border-top: 1px solid rgba(0, 0, 0, 0.08);
  border-bottom: 1px solid rgba(0, 0, 0, 0.08);
}

#mif-request .mif-disclaimer b {
  color: #1a1a1a;
}

#mif-request .mif-btns {
  margin-top: 30px !important;
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

/* =========================================================
   RESPONSIVE
   ========================================================= */

@media (max-width: 991.98px) {
  .mif-sec {
    padding: 60px 0;
  }

  .mif-h1 {
    font-size: 2.65rem;
  }

  .mif-h2 {
    font-size: 2rem;
  }

  .mif-lead {
    font-size: 1.08rem;
  }

  /* Hero */
  .mif-hero {
    min-height: 620px;
    background-position: center;
  }

  .mif-hero .mif-h1 {
    font-size: 2.5rem;
  }

  .mif-hero .mif-lead {
    font-size: 20px;
  }

  /* Tiles */
  .mif-tile {
    padding: 24px 20px;
  }

  .mif-tile__num {
    font-size: 36px;
  }

  /* Assumption cards */
  .mif-assumption-card {
    padding: 24px 22px;
  }

  .mif-assumption-card__title {
    font-size: 22px;
  }

  /* Verification cards */
  .mif-verification-card {
    min-height: 350px;
    padding: 26px;
  }

  .mif-verification-card__title {
    font-size: 23px;
  }

  /* Why section */
  .mif-why-section__heading {
    margin-bottom: 35px;
  }

  .mif-why-card {
    min-height: 260px;
    padding: 28px;
  }

  .mif-why-card__number {
    font-size: 70px;
  }

  .mif-why-card .mif-h3 {
    font-size: 23px;
  }

  /* Revenue tiles */
  .mif-revenue-tile {
    min-height: 210px;
    padding: 26px 22px;
  }

  /* Governance */
  #mif-governance {
    padding: 70px 0;
  }

  #mif-governance .mif-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  #mif-governance .mif-card {
    min-height: 200px;
    padding: 25px 22px;
  }

  /* Risks */
  .mif-risks-section__intro {
    margin-bottom: 35px;
  }

  .mif-risk-card {
    min-height: 220px;
    padding: 26px;
    gap: 20px;
  }

  .mif-risk-card__title {
    font-size: 21px;
  }

  /* Request */
  #mif-request {
    padding: 70px 0;
  }

  .mif-request-document-card {
    min-height: 370px;
    padding: 26px 22px;
  }

  .mif-request-document-card__title {
    font-size: 22px;
  }

  .mif-request-info-card {
    padding: 24px 22px;
  }
}

@media (max-width: 767.98px) {
  .mif-sec {
    padding: 50px 0;
  }

  .mif-h1 {
    font-size: 2.2rem;
  }

  .mif-h2 {
    font-size: 1.75rem;
  }

  .mif-h3 {
    font-size: 1.08rem;
  }

  .mif-lead {
    font-size: 1rem;
  }

  .mif-card {
    padding: 22px;
  }

  .mif-btns {
    display: block;
  }

  .mif-btn {
    display: block;
    width: 100%;
    text-align: center;
    margin-bottom: 10px;
  }

  .mif-chips {
    gap: 8px;
  }

  .mif-chips a {
    padding: 8px 13px;
    font-size: 0.82rem;
  }

  /* Hero */
  .mif-hero {
    min-height: 620px;
    align-items: center;
    background-position: center;
  }

  .mif-hero .mif-h1 {
    font-size: 2.5rem;
    line-height: 1.2;
  }

  .mif-hero .mif-lead {
    font-size: 20px;
    line-height: 1.5;
  }

  .mif-hero .mif-chips {
    gap: 8px;
  }

  .mif-hero .mif-chips a {
    padding: 8px 13px;
    font-size: 0.82rem;
  }
}

@media (max-width: 575.98px) {
  .mif-sec {
    padding: 45px 0;
  }

  .mif-h1 {
    font-size: 1.95rem;
  }

  .mif-h2 {
    font-size: 1.6rem;
  }

  /* Hero */
  .mif-hero {
    min-height: 620px;
  }

  .mif-hero .mif-h1 {
    font-size: 1.7rem;
  }

  .mif-hero .mif-lead {
    font-size: 18px;
  }

  /* Tiles */
  .mif-tiles {
    margin-top: 18px;
  }

  .mif-tile {
    padding: 22px 18px;
  }

  .mif-tile__num {
    font-size: 32px;
  }

  .mif-tile__unit {
    font-size: 17px;
    margin-bottom: 12px;
  }

  .mif-tile__body {
    font-size: 14px;
    line-height: 1.6;
  }

  /* Assumptions */
  .mif-assumptions {
    margin-top: 28px;
  }

  .mif-assumption-card {
    padding: 22px 18px;
    border-radius: 12px;
  }

  .mif-assumption-card .mif-tag {
    font-size: 12px;
    padding: 6px 10px;
    margin-bottom: 14px;
  }

  .mif-assumption-card__title {
    font-size: 20px;
    margin-bottom: 12px;
  }

  .mif-assumption-card__text {
    font-size: 14px;
    line-height: 1.65;
  }

  /* Verification */
  .mif-verification-card {
    min-height: auto;
    padding: 22px 18px;
    border-radius: 12px;
  }

  .mif-verification-card__title {
    font-size: 20px;
    margin-bottom: 14px;
  }

  .mif-verification-card__content {
    max-height: 140px;
  }

  .mif-verification-card__content .mif-p {
    font-size: 14px;
    line-height: 1.65;
  }

  .mif-read-more {
    margin-top: 16px;
  }

  /* Why */
  .mif-why-section__heading {
    margin-bottom: 28px;
  }

  .mif-why-card {
    min-height: auto;
    padding: 24px 20px;
    border-left-width: 3px;
    border-radius: 10px;
  }

  .mif-why-card__number {
    top: 12px;
    right: 15px;
    font-size: 60px;
  }

  .mif-why-card .mif-tag {
    margin-bottom: 14px;
    font-size: 11px;
  }

  .mif-why-card .mif-h3 {
    padding-right: 35px;
    margin-bottom: 12px;
    font-size: 20px;
  }

  .mif-why-card .mif-p {
    font-size: 14px;
    line-height: 1.65;
  }

  .mif-why-card .mif-p em {
    margin-top: 10px;
    font-size: 12px;
  }

  /* Revenue tiles */
  .mif-revenue-tiles {
    margin-top: 18px;
  }

  .mif-revenue-tile {
    min-height: auto;
    padding: 24px 20px;
    border-radius: 12px;
  }

  .mif-revenue-tile__title {
    font-size: 20px;
    margin-bottom: 12px;
  }

  .mif-revenue-tile__body {
    font-size: 14px;
    line-height: 1.65;
  }

  /* Governance */
  #mif-governance {
    padding: 55px 0;
  }

  #mif-governance .mif-grid {
    grid-template-columns: 1fr;
    gap: 16px;
  }

  #mif-governance .mif-h2 {
    margin-bottom: 16px;
  }

  #mif-governance .mif-lead {
    margin-bottom: 30px;
    font-size: 15px;
    line-height: 1.7;
  }

  #mif-governance .mif-card {
    min-height: auto;
    padding: 22px 18px;
    border-radius: 12px;
  }

  #mif-governance .mif-card .mif-h3 {
    font-size: 20px;
    margin-bottom: 12px;
  }

  #mif-governance .mif-card .mif-p {
    font-size: 14px;
    line-height: 1.65;
  }

  #mif-governance .mif-btns {
    margin-top: 24px !important;
  }

  /* Risks */
  .mif-risks-section__intro {
    margin-bottom: 28px;
  }

  .mif-risk-card {
    min-height: auto;
    padding: 22px 18px;
    gap: 16px;
    flex-direction: column;
  }

  .mif-risk-card__number {
    width: 40px;
    height: 40px;
    font-size: 13px;
  }

  .mif-risk-card__title {
    margin-bottom: 12px;
    font-size: 20px;
  }

  .mif-risk-card__text {
    font-size: 14px;
    line-height: 1.65;
  }

  /* Request */
  #mif-request {
    padding: 55px 0;
  }

  .mif-request__intro {
    margin-bottom: 30px;
  }

  .mif-request-document-card {
    min-height: auto;
    padding: 24px 18px;
    border-radius: 12px;
  }

  .mif-request-document-card .mif-tag--grey {
    padding: 6px 10px;
    margin-bottom: 14px;
    font-size: 10px;
  }

  .mif-request-document-card__title {
    margin-bottom: 12px;
    font-size: 20px;
  }

  .mif-request-document-card__text {
    font-size: 14px;
    line-height: 1.65;
  }

  .mif-request-note {
    margin-top: 24px;
    padding: 22px 18px;
  }

  .mif-request-note p {
    font-size: 14px;
    line-height: 1.65;
  }

  .mif-request-info-card {
    padding: 22px 18px;
    border-radius: 12px;
  }

  .mif-request-info-card__title {
    font-size: 20px;
  }

  .mif-request-info-card .mif-list li {
    font-size: 14px;
  }

  .mif-request-actions {
    flex-direction: column;
    gap: 12px;
  }

  .mif-request-actions .mif-btn {
    width: 100%;
    justify-content: center;
  }

  .mif-request-legal-note {
    padding: 22px 18px;
  }

  .mif-request-legal-note p {
    font-size: 14px;
    line-height: 1.65;
  }

  #mif-request .mif-disclaimer {
    padding: 20px 18px;
    font-size: 12px;
    line-height: 1.7;
  }
}